USD.ai has launched on Arbitrum with a mission to build a synthetic dollar system that is stable, transparent, and yield-generating. ⚡ At the core of the protocol are $USDAI, a fully backed stablecoin, and sUSDai, its yield-bearing counterpart that distributes native returns from Treasuries, USDC, and tokenized AI infrastructure.
To introduce governance to the network, USD.ai created The Allo Game — a launch event where every deposit earns Allo Points, and participants choose their path. Those aligned with the ICO hand purchase a share of the governance token float at a fixed $300M FDV, while those aligned with the Airdrop hand receive a free allocation with no KYC required.
At launch, all participants entered under the same terms: 10% of total supply unlocked ($30M circulating) at $300M FDV. 🪂 The distribution is split 70% to ICO participants and 30% to Airdrop farmers, and continues until $20M in total yield has been paid out.
About USDai
At the heart of USD.ai is the stablecoin USDai, designed to hold its peg near $1 and backed by a mix of U.S. Treasuries, USDC, and tokenized hardware collateral such as NVIDIA H200 chips. Alongside it stands sUSDai, a yield-bearing version that distributes the system’s native returns to stakers, while requiring a 30-day unstaking period for redemption. This dual-token model allows users to choose between immediate liquidity or ongoing yield, depending on their needs.
The protocol’s reserves are safeguarded under the CALIBER framework, which sets standards for insurance, valuation, and redemption rights, while all contracts are audited and public dashboards display collateral in real time. Yield originates from a combination of cash-equivalent instruments and credit financing for infrastructure operators, creating a system that is both conservative in design and ambitious in scope. Liquidity is managed through deposit caps and redemption queues, ensuring stability even as adoption scales.
Looking ahead, USD.ai aims to become a leading platform for onchain infrastructure financing while maintaining the conservative reserve ratios that give synthetic dollars their strength. The roadmap prioritizes expanding collateral types, integrating more deeply into the DeFi landscape through wallets, DEXs, custodians, and partners such as Pendle, and reinforcing transparency with continuous audits and open reporting. Deposit windows will remain a key feature, carefully regulating inflows to balance growth with sustainability.
