Payy is a stablecoin-native banking platform built for privacy. It brings wallet, private payments, and fiat ramps into one seamless experience. You hold your keys 🔑, deposits move across Ethereum, Base, Polygon, Optimism, and Arbitrum, and every transfer is instant, free, and private.
To drive adoption, Payy introduced the zk-Points rewards system. You earn points by holding a balance or referring friends, with 10,000 points credited when they activate the Visa Card 💳
The more points you collect, the better your chances in raffles, exclusive merchandise drops, and event tickets — all proven privately on your device with zero-knowledge cryptography 🎯
About Payy
With Payy, stablecoins move as easily as sharing a link. A payment link can be dropped into any chat, and the recipient redeems it instantly. Each transfer is secured with zero-knowledge proofs generated on your device, so payments remain private while still compliant. Access is protected through multiple backup options: seed phrase, iCloud/Google Drive, and soon Social Recovery.
The upcoming Visa Payy Card will extend to everyday spending, letting you use stablecoins privately wherever Visa is accepted. Backed by @RobotVentures, @6thManVentures, @dba_crypto, and @ProtocolLabs, Payy is building toward a future where stablecoin banking is mainstream.
